4
FIRST BREEDING SEASON
INJURY GUARANTEE
EXPLANATION OF TERMS
Calving Ease Direct (CED)
, is expressed as a differ-
ence in percentage of unassisted births, with a higher
value indicating greater calving ease in first-calf heifers. It
predicts the average difference in ease with which a sire’s
calves will be born when he is bred to first-calf heifers.
Birth Weight EPD (BW)
, expressed in pounds, is a
predictor of a sire’s ability to transmit birth weight to his
progeny compared to that of other sires.
Weaning Weight EPD (WW)
, expressed in pounds, is a
predictor of a sire’s ability to transmit weaning growth to his
progeny compared to that of other sires.
Yearling Weight EPD (YW)
, expressed in pounds, is a
predictor of a sire’s ability to transmit yearling growth to his
progeny compared to that of other sires.
Maternal Milk EPD (Milk)
, is a predictor of a sire’s ge-
netic merit for milk and mothering ability as expressed in his
daughters compared to daughters of other sires. In other
words, it is that part of a calf’s weaning weight attributed to
milk and mothering ability.
Carcass Weight EPD (CW)
, expressed in pounds is a
predictor of the differences in hot carcass weight of a sire’s
progeny compared to progeny of other sires.
Marbling EPD (Marb)
, expressed as a fraction of the
difference in USDA marbling score of a sire’s progeny
compared to progeny of other sires.
Ribeye Area EPD (RE)
, expressed in square inches, is a
predictor of the difference in ribeye area of a sire’s progeny
compared to progeny of other sires.
Fat Thickness EPD (Fat)
, expressed in inches, is a
predictor of the differences in external fat thickness at the
12th rib (as measured between the 12th and 13th ribs) of
a sire’s progeny compared to progeny of other sires.
Weaned Calf Value ($W)
, an index value expressed
in dollars per head, is the expected average difference in
future progeny performance for preweaning merit. $W in-
cludes both revenue and cost adjustments associated with
differences in birth weight, weaning direct growth, maternal
milk, and mature cow size.
Beef Value ($B)
, an index value expressed in dollars per
head, is the expected average difference in future progeny
performance for postweaning and carcass value compared
to progeny of other sires.
Applies to Yearlings Only
Since insurance companies have eliminated “loss of use”
coverage and with the reality that young bulls are sometimes
injured during their first breeding season, we at YEAROUS
CATTLE CO. have worked to come up the a fair and
reasonable way to share the risk with our bull customers.
In the past, with customers that wanted the “loss of use”
insurance, we shared one-half the premium cost for coverage.
We have decided to continue sharing one-half the risk during
this transitional period with the breed guarantee below.
• All bulls selling for $2000 or more will be covered 50%
by YEAROUS CATTLE CO. if they are injured during the
first breeding season and are not able to return to service.
• Breeding season is defined as the 90-day period
following the first turnout of the bulls.
• Fifty percent of the purchase price of the injured bull
minus 50% of the salvage value will be given as a credit
in a future sale or toward a replacement bull, if one is
available.
• We must be notified should injury occur and before the
bull is sold.
• Any injured bull must be diagnosed by a veterinarian and
results provided to YEAROUS CATTLE CO. as soon
as an injury occurs and prior to the bull being sold for
salvage.
• A copy of the sales receipt must be provided to
YEAROUS CATTLE CO., if the bull is sold for salvage.
• All claims must be made prior to
September 1, 2016
Example 1:
A $4000 bull is injured and will not heal.
A credit of $2000
minus
one half-salvage value will
be given to the buyer.
Example 2:
A $2000 bull is injured and will not heal.
A credit of $1000 minus one half-salvage value will
be given to the buyer.
Example 3:
A $1750 bull is injured and will not heal.
No credit is given. Buyer retains all salvage value.
This guarantee does not include mortality, a life threatening
injury; freeze damage due to winter elements, or
mismanagement. We will not replace a dead animal if it is
killed or has to be humanely destroyed for any reason.
